Farm and Ranch

Farm and Ranch

For dwellings, contents, outbuildings, scheduled farm personal property, blanket farm personal property, and liability all in one package policy.

Product Highlights

  • Multi-state exposures on one policy (filed in 48 states)
  • Monoline policies for liability or property available
  • ISO commercial general liability available
  • Inland marine, crime, and equipment breakdown
  • Farm liability or farm CGL
  • Excess or umbrella policies
  • Newly constructed farm buildings up to 60 days/$100,000
  • Newly acquired machinery up to 30 days/$100,000
  • Discounts for new construction under 10 years
  • Loss free discounts
  • Household contents โ€“ 70% of dwelling with option to increase
  • Flexible deductibles
  • Chemical drift with bodily injury included up to $25,000 with option to increase
  • Transportation of farm chemicals or fertilizer covered up to $25,000 with option to increase up to $100,000
  • Harvester-thresher combines may be included in the blanket FPP

Optional Coverages

  • Extended replacement cost on dwelling
  • Pollutant cleanup and removal up to $100,000
  • Enhancement endorsements for specific agribusiness classes
  • Ordinance or law
  • Sump overflow and water backup
  • Transit coverage owned and incidental for others
  • 4-H and FFA livestock coverage for death of livestock raise and kept projects
  • Replacement cost on office contents if scheduled under farm personal property, including tack and mobile equipment
  • Incidental commercial business exposures
  • Cyber liability and employment practices liability