Watercraft insurance is coverage for your boat. Whether your boat is a power boat, personal watercraft, a sail boat or a kayak, we have a program to meet your needs.

  • Watercraft and equipment
  • Personal effects
  • Trailers
  • Watercraft and watersport liability
  • Medical payments
  • Uninsured boatowners
  • Towing
Discounts May Be Available

Many discounts are available and include:

  • Discounts on claim-free renewals
  • Discounts on transfers from another company
  • Boating course credit
  • Protective device credits

Coverages and discounts may vary
by state.

Personal Watercraft Insurance

Plus optional benefits are available according to your needs:

  • Liability coverage
  • Watersports liability
  • Trailer and accessory coverage

Reduce your premium with:

  • Multi-unit discounts for two or more personal watercraft on one policy
  • Transfer discount when moving your insurance from another company
  • Claim-free renewals when watercraft is insured with American Reliable
    for a year without a claim