Watercraft
Watercraft insurance is coverage for your boat. Whether your boat is a power boat, personal watercraft, a sail boat or a kayak, we have a program to meet your needs.
Coverage
- Watercraft and equipment
- Personal effects
- Trailers
- Watercraft and watersport liability
- Medical payments
- Uninsured boatowners
- Towing
Discounts May Be Available
Many discounts are available and include:
- Discounts on claim-free renewals
- Discounts on transfers from another company
- Boating course credit
- Protective device credits
Coverages and discounts may vary
by state.
Personal Watercraft Insurance
Plus optional benefits are available according to your needs:
- Liability coverage
- Watersports liability
- Trailer and accessory coverage
Reduce your premium with:
- Multi-unit discounts for two or more personal watercraft on one policy
- Transfer discount when moving your insurance from another company
- Claim-free renewals when watercraft is insured with American Reliable
for a year without a claim